Problem

Traditional financial institutions are reluctant to lend to small businesses because these businesses have higher perceived risks and are under collateralized. Yet, many small businesses have high potential for growth with appropriate financing products and business support. Small businesses are the start of locally-grown medium and large businesses and are the engine of economic growth and job creation in Africa.

Approach

KSI is an impact-first company that seeks to incubate new products, services and companies that serve aspiring small businesses to scale and to create jobs. KSI may invest in: innovative technology to improve loan processing and risk management; loan products that better match needs of growing small businesses; and non-bank financial institutions that are committed to borrowers’ success.